P2P an increasing proportion of female investors Boyle China will not only dance
P2P net credit when it was first introduced into China, investors have very different proportions of men and women, male investors accounted for 80%. While women are generally not interested in P2P, still used the spare cash in the Bank. Recently, the net credit of 315 P2P investors through nearly two years of data and statistics, found in the gender composition of investors, an increasing proportion of female investors. 2015 and the second quarter, the ratio of female investors has reached 48.2%, and every quarter on the rise, while female single investment amount per capita P2P investors 1342 Yuan higher than that of men. NET loan and 315, P2P increasing proportion of female investors, with the P2P industry's growing influence, women's financial awareness enhancement, "Chinese mother" began to keen on banking and so on.
P2P industry's growing influence
P2P net lending after years of rapid development has begun to take shape, and is accepted by more and more people, and growing. For investors, P2P banking much higher returns than banks, even if interest rates are the lowest in the industry of Lu Jin, the composite interest rate has reached 8%, higher than that of fixed-term deposits. Therefore, the P2P participant growth rapidly in recent years. Many women investors are not far behind, moving into P2P market, with many male investors "divide the country".
Women enhanced their sense of financial management
Today, China is the most active group of young 70, the generation and has just entered the community after the '. Most of them received higher education, open to new things. In this one, women investors also have their own regular work and income levels continue to improve. But they are becoming more aware of banking income is too low to meet the investment needs. Hottest P2P industry constantly in recent years more and more attractive for them, encourage women to invest rising number.
"Chinese mother" began to keen on P2P banking Xu xiaonian no mass movement to the economic development
In recent years, "Chinese mother" were experienced world war robbed gold and the stock market's "dash", and have moved to P2P banking. China Boyle refers to the range of 40-59 years of age female, in this range of investor income stability, investment experience, risk-resisting ability is generally high, investment ability. "Chinese mother" the participation of female investors increased the weight for the P2P industry.
In conclusion, P2P the increasing proportion of female investors, rising reflects the economic status of women and the enhancement of financial prudence. Many "Chinese mother" enthusiastic participation of female investors for the P2P industry also increased the weight. The future, with women wielding increased disposable income and financial prudence growing P2P will be recognized by more and more women investors.